Safe Insurance

Motor Insurance

What is Motor Insurance?

Motor insurance also called automotive insurance can cover your motor vehicle against accidental damage and theft. It can also protect you from the financial costs of repairing or replacing another person’s vehicle in an accident where you are at fault.

Generally, you can choose to insure your car for an agreed amount, or for the market value of your vehicle. Agreed value is the fixed value that you think the value of your car. However, this value has to approved by glass guide. On the other hand, market value is calculated by 3rd party assessor if the vehicle declared as total loss. You don’t need to mention the value of your vehicle if you choose Market value option.

Why do I need it?

If your car is damaged in an accident where you’re at fault, having comprehensive motor insurance helps to pay for repairs - or can replace it altogether if your car is written off.

If your car is stolen, comprehensive motor insurance can pay you the agreed or market value, so you can buy another car.

Third party property damage (TPPD) insurance - can cover the costs you may be liable to pay if you are at fault and damage or write off someone else’s car - is also available as a standalone policy. However, if you only have this cover, there’s no cover for any damage to your own car.

Why Us?

We provide all aspects of Private and Business Motor Vehicle Insurance options. From daily drive vehicles to luxury or historic, we can assist you in protecting your family or business vehicle or even commercial vehicle.

Like buying a car, there is no single best solution when it comes to buying insurance. Make sure that price is not the only factor you think about when you choose your motor vehicle insurance. You have a wide choice of policies, and you should use a broker to make sure that you choose a product that suits your needs and circumstances.